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What is VIP Loan?
OKX may then sell your collateral and assets to pay down your loan liability. This may result in losses to you. As such, overdue loans should be repaid as soon as possible.7. Rollover A rollover functionality will be enabled 7 days (168 hours) before maturity of the current term.Published on Dec 16, 2025Updated on Jan 29, 2026The beginner introduction to OKX loan
On the app Explore > Loan > Borrow Now > Enter the loan amount and select the collateral > Continue Check and confirm the Flexible Loan User Agreement, Risk Terms and Conditions > Confirm Note: after completion, you can view the order details in Loan management.On the web Grow > Loan > Borrow now > Enter the loan amount and select the collateral > Review loan Check and confirm the Flexible Loan User Agreement, Risk Terms and Conditions > ConfirmHow can you borrow to earn?Published on Aug 4, 2023Updated on Mar 4, 2026404What's an OKX Flexible Loan?
What's an OKX Flexible Loan? Cryptocurrency loans, often referred to as crypto-backed loans, involve borrowers using their digital assets as collateral to secure a loan. This concept allows users to access liquidity without the need to sell their cryptocurrencies, providing flexibility and preserving long-term investment strategies. OKX Loan is no different, as it allows users to increase cash flow without selling off their crypto.How do OKX Flexible Loan works?Published on Dec 8, 2023Updated on Mar 3, 2026122How do I back up my wallet to iCloud, Google Drive and Huawei Cloud?
After confirming the above, try backing up your wallet again. Visit OKX wallet FAQ or contact our OKX Assistant for further assistance.Published on Jan 12, 2023Updated on Mar 2, 20269,481What should I do during or after a scam?
Trace asset flows on the blockchain: attempt to trace the flow of assets using blockchain explorers and other tools to understand where the funds went after the transfer. This may require some technical knowledge or professional assistance, but it can help determine whether the funds are still retrievable or have been laundered.What else do I need to do to trade safely?Published on Mar 11, 2024Updated on Mar 4, 2026719Google Pay – Additional Terms
No Warranty Google Pay and the tokenised Card are provided “as is” and without warranties.Published on Aug 8, 2025Updated on Oct 3, 202510Apple Pay – Additional Terms
Recurring Transactions (if offered) By enabling a recurring purchase in Apple Pay you authorise us to debit your Card until you cancel. Cancel anytime in the app under Settings → Recurring Buys. No Warranty Apple Pay is provided “as is” without warranties of any kind.Published on Aug 8, 2025Updated on Oct 3, 20259How do I subscribe to Simple Earn Fixed?
You deposit funds into the platform, which are then loaned out to borrowers. The interest paid by borrowers is passed on to you, the lender. When you lend your idle funds for a fixed period, the platform allocates them to meet borrowing demands according to the annualized lending rate displayed in the product. Interest starts to accrue once the matching borrowing order is funded, and you'll start earning interest daily.Published on Aug 10, 2023Updated on Feb 10, 202692How do I submit my proof of address (POA)?
Valid bank statements Tax form, tax statement, or tax return Pay stub that contains a residential address Valid rental agreement (the remaining tenure cannot be less than 2 months) Valid utility bills such as water, electricity, gas, home-attached TV or internet bills, or landline telephone bills. Mobile phone statements are not acceptable.Published on Sep 25, 2024Updated on Nov 17, 20253How do I secure my account after detecting unusual activity?
Note: always back up the QR code during setup in a safe place. You’ll need it if you ever switch devices. You can turn off or change your authenticator app at any time.Published on Mar 21, 2025Updated on Feb 12, 202629How can you protect yourself from a phishing attack?
If the user does not pay attention to distinguishing it, he/she will click the link to enter the phishing website or download the Trojan horse program. Once the Trojan horse program runs, it can monitor the sensitive information entered by the user and get it.Published on Aug 17, 2023Updated on Mar 3, 20263,671Do I need to pay fees for deposit and withdrawal?
Always back up your Web3 wallet's private keys and seed phrases before uninstalling or updating the app to keep your assets safe.Published on Jun 1, 2023Updated on Mar 16, 20265,555OKX x McLaren NFT Sweepstakes Terms & Conditions
If a potential winner fails to sign and return these documents within the required time period, he/she will forfeit the prize.Published on Apr 25, 2024Updated on Sep 8, 2025607Forced Loan Repayment, Credit Line Liquidation and Risk Unit Terms and Conditions
The ETH would be converted to USDT, and then again converted to BTC to pay off the remaining 6 BTC liability. 3. Trading Account Repayment: In the event that liabilities still remain in the Risk Unit after the above, then trading accounts are utilised for Forced Loan Repayment / Credit Line Liquidation . At the outset, all pending orders in a Risk Unit are cancelled.Published on Mar 12, 2025Updated on Dec 9, 202529How do I avoid scams from off-site communication in P2P transactions?
Don’t rush to make the payment if the remaining time in the payment window is insufficient, as the order may be canceled if you transfer funds after the timeout.What safety practices should I follow during P2P trades? Never engage in any form of communications off-site — always stay on our in-app chat. Don't share personal information like CNIC, bank credentials, or selfies. Don't pay after the order timeout period, as you lose escrow protection.Published on Sep 11, 2025Updated on Sep 26, 202512