Mastercard 要把结算搬上链了。
和 $XRP 的团队 Ripple、还有交易所 Gemini 一起,用稳定币 RLUSD 在 XRPL 上结算信用卡交易。
这件事的意义不在联名卡,而在结算层。
传统银行清算信用卡账单,一般走封闭系统。
这次换成在公开区块链上用受监管稳定币结算,是第一批能做到这事的美国银行合作。
别小看这步,Mastercard 的卡一旦跑上 XRPL,就等于在公开链上跑起了法币支付结算。
Ripple 一直想做的桥梁银行间支付,这下真的被用在真实商业场景里。
Gemini 则继续搞他们的链上返现系列。继 Solana 卡之后,又推了 XRP 版本,返现直接发 $SOL 或 $XRP。
发卡行还是 WebBank,这家银行同时也加入了 RLUSD 结算计划。
这是传统支付巨头和加密基础设施的深度融合试验:
银行负责合规
Ripple 提供链
Gemini 负责消费端落地
Mastercard 掌控支付网络
等这套跑顺了,以后 Visa 不跟上都说不过去了。
#XRP #Mastercard #Gemini #Stablecoin

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