Morpho是以太坊上的去中心化借贷协议,2021年推出,2025年上线的V2版本完善为三模块架构。Optimizers优化借贷收益,Blue可创建定制化隔离借贷市场,V2则通过意图机制实现定制贷款。它靠点对点匹配提升资本效率,曾实现TVL超20亿美元,还兼容主流协议保障
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